Legal

Terms and Conditions

Last updated: September 7, 2026

These Terms and Conditions govern your use of the Busted Credit website and summarize important points about our credit repair services. By using this site, you agree to these terms.

Website use

Content on this site is for general information. It is not legal, tax, or financial advice. You may not misuse the site, attempt unauthorized access, or scrape content for commercial redistribution.

Credit repair disclosures

• Results vary. We do not guarantee specific score increases or removal of any particular item.
• Accurate negative information generally cannot be removed simply because it is unfavorable.
• You have the right to dispute inaccurate information yourself with the credit bureaus at no charge.
• Services are provided in accordance with the Credit Repair Organizations Act (CROA) and applicable state law. We do not charge advance fees for CROA-covered services.
• Timing depends on bureau and furnisher response cycles, which are outside our full control.

Engagements

Formal credit repair work begins only after a written agreement outlining scope, fees, cancellation rights, and client responsibilities. Website inquiries alone do not create a client relationship.

SMS & communications

If you consent to SMS, you agree to receive support-related texts. Message and data rates may apply. Reply STOP to cancel. See our Privacy Policy for details.

Limitation of liability

To the fullest extent permitted by law, Busted Credit is not liable for indirect, incidental, or consequential damages arising from use of this website or reliance on general information published here.

Contact

Questions about these terms: [email protected] or 866.666.2721.